Saturday, January 25, 2020

Death in Beowulf, Henry IV, and Paradise Lost :: Beowulf

Death in Beowulf, Henry IV, and Paradise Lost Characters in Death view their lives in retrospect and, very often, for these characters hindsight is twenty twenty. This statement holds true for any incidence of retrospect, however. When an event has passed you take yourself out of that situation emotionally and therefore lose the emotion-controlling factor which can cloud one's perspective. Assuming an after-life does exist, one may argue that the perspective you get on your life is clear because you are no longer concerned with your human emotions. This also assumes that personal enlightenment is the issue, and no divine enlightenment intervenes. Chaucer's Palinode to Troilus and Criseyde does depict Troilus as being instilled with divine enlightenment, however, and one wonders if Troilus's epiphany manifests due to divine intervention, or merely because he is now emotionally separated from his situation. In Beowulf, the protagonist represents the perfect hero. Beowulf does everything in his power to uphold this image. He fights the three monsters for his own gratification. He traveled to another land because he was considered the only man on the planet capable of killing Grendel and he wanted to prove it. Beowulf managed himself in this manner past his prime and even then wanted to prove himself in a fight against a dragon. Although he defeats the dragon, he also meets his own demise. His death is the first time that he met defeat in any form, even though he did defeat the dragon. This defeat is the first incident that would prompt Beowulf to reconsider the importance of upholding his image. At this point any change that he may consider is much too late, proving that death is a very cruel disciplinarian. Shakespeare firmly believes that death is the great equalizer. In most of his plays at least one character realizes that after death he will become "food for worms." King and peasant, prince and pauper--no matter what your social status is you will eventually come to the same fate. Henry IV is no exception. Shakespeare's characters always reach the same conclusion about death, usually in a very sobering way. This allows his aristocratic characters to undergo a change of perspective and therefore detach themselves from the situation that they are considering. In Milton's Paradise Lost, Adam and Eve experience a similar perspective change after The Fall. When the serpent leads Eve to eat from the Tree of Knowledge, she is both tempted and curious as to what she is missing.

Friday, January 17, 2020

Toyota vs Honda – Other Financial Analysis

4. Other financial and non-financial analysis This section objective is to compare significant financial and non-financial information and identify risks reported in Toyota’s and Honda’s 2010 Annual Report, Notes to the Financial Statements, Company Official Websites, Bloomberg and Thompson Reuters; which are not reflected in our financial ratio analysis and might have a significant impact in our investment decision making process. Dividends Payments and Dividend Yield Cash dividends per share| | | | Year| 31/03/2008| 31/03/2009| 31/03/2010| Company| | | | Toyota| | ? 140. 00 | ? 100. 00 | ? 45. 00 | Honda| | ? 86. 00 | ? 63. 00 | ? 38. 00 | | | | | | | | | | | Estimated dividend yield* %| | | | Year| 31/03/2008| 31/03/2009| 31/03/2010| Toyota| | 2. 82%| 3. 18%| 1. 20%| Honda| | 3. 02%| 2. 74%| 1. 15%| | | | | | * A financial ratio that shows how much a company pays out in dividends each year relative to its share price. The dividend yield is the return on investment for a stock. | Toyota has been paying higher dividends per share over the three financial years ended at March, 31st. In addition, the dividend yield calculation shows that Toyota has been providing a higher ROI for its shareholders stocks investment in 2009 and 2010. Contractual Obligations Contractual Obligations* | | | | | | | | | | | | | Payments due by period (Yen – Million)| | | Less than 1 year| 1 to 3 years| 3 to 5 years| 5 years and after| Total| Toyota| ? 5,544,923 | ? 4,271,809 | ? 1,477,862 | ? 1,345,294 | ? 12,639,888 | Honda| ? 2,086,970 | ? 1,680,539 | ? 781,779 | ? 135,967 | ? 4,685,255 | Ratio Toyota over Honda| 2. 66 | 2. 54 | 1. 9 | 9. 89 | 2. 70 | | | | | | | * Includes short and long term borrowings, capital and operating leases, interest payments and contributed defined benefit pension plans. | The above mentioned analysis is meant to understand the future obligations Toyota and Honda have in regards to their future earnings. For Example, for every ? 1 million earned in the 2011 financial year by Toyota, the company is committed to pay its contractual obligations of ? 26 6,000, while, for the same ? 1 million Honda 2011 financial year earnings, the company is only committed to pay ? 100,000. This means that Honda would have more earnings to spare for future business developments and dividend payments. Net Revenue Geographic Segmentation Net Revenues Geographic Segmentation| | | | Yen in Millions | | Toyota| %| Honda| %| Japan| ? 7,314,813 | 39%| ? 1,577,318 | 18%| North America| ? 5,583,228 | 29%| ? 3,736,447 | 44%| Europe| ? 2,082,671 | 11%| ? 764,785 | 9%| Asia| ? 2,431,648 | 13%| ? 1,543,397 | 18%| Others| ? 1,538,613 | 8%| ? 957,227 | 11%| | ? 18,950,973 | 100%| ? 8,579,174 | 100%| The table above shows the concentration % of Toyota and Honda Net Revenue by geographical segmentation. Toyota top net revenue segments contribution comes from Japan at 39%, followed by North America 29% and Asia 13%; while, Honda top net revenue segments comes from North America 44%, Asia and Japan are tied with 18%. Knowing that Japan was hit by a Tsunami in the first quarter of 2011; in our opinion, this natural catastrophic event will adversely affect Toyota net revenue in Japan for the upcoming financial year. This means that Honda overall, will probably have a more stable stream of revenue from the North America and Asia regions to support its operations.

Thursday, January 9, 2020

Security Issues Facing Online Banking - 1480 Words

There are security issues facing online banking and can these concerns be addressed. Introduction: Current technology is evolving fast, which brings new dimensions to people’s daily life. Moreover, network technological innovation not only brings huge economic benefits to the bank, but also has brought new needs for the requirements of online banking. The interaction between user and bank has been substantially enhanced by deploying computer operations, which not only reduce the cost of bank service, improving the efficiency of service, but also achieve a new kind of operation without using paper .However, Online banking transactions can be a double-edged sword. These conveniences give also rise to a series of safety problems such as phishing sites and cyber crime. Thus customer’s behavior has been limited on account of the unsafe e-commerce environments. This essay will argue that there exist risks in online banking which can lead to criminal behavior, and a number of reasonable solutions have been developed to reduce the risk for customers such as imp roving online banking system, raise citizens’ internet knowledge and workers’ professionalism to a new and higher level. Definitions Online Banking, refers to the use of internet banking technology to provide accounts, cancel the account, query, reconciliation, online transfer, bank transfer, credit, online securities, investment banking and other traditional services to customers via internet, so customers can takeShow MoreRelatedFactors Influencing Online Banking Acceptance904 Words   |  4 PagesFactors influencing online banking acceptance: 1. Security: (Joseph; Stone, 2003) have said that the internet deals with a huge number of various financial transactions like customer payments, securities transactions applications for insurance acquisitions or loans. The result of the intention of the internet is to be an open network which means a high security risks are implicated with financial transactions. Today, different techniques and standards are presented in order to control these risksRead MoreEthical Issues Of Securing Data Security1682 Words   |  7 PagesDevendra Kumar Meruvu CUW ID: F00439850 Assignment: Term Project - Project 3 1. Topic: Data Security 2. Working Title: Ethical issues in Securing Data 3. Thesis Statement: In this paper the primary motive is to provide the ethical issues related to data security. This paper provides the ethical issues facing by the individuals even the security of the applications is so high. 4. Abstract: Ethical issues are the major concern in todays secured data communication and electronic commerce. Though theRead MoreEssay on Cmgt 400 Week 2 Common Information Security Threats1019 Words   |  5 PagesInformation Security Threats to the Banking Industry CMGT/400 University of Phoenix Information Security Threats to the Banking Industry To start off with I chose to go with our banking or financial industry. The banking industry is constantly getting attacked by various methods on a daily basis. I chose this industry because I happen to know someone who works in the security sector at Wells Fargo Bank, he was a good person to getRead MoreWebsite Group #3 – Companies Who Use Crm. Middleton (2017)1221 Words   |  5 Pagesuse CRM. Middleton (2017) reported that Apple plans to launch a new internal CRM system based on SugarCRM in April 2017. The new system will link every part of Apple s internal customer relationship systems, including its in-store, Genius bar, and online presences, allowing Apple to have a much broader and deeper view of its customer relationships and how they relate to the different parts of its business. Other users of SugarCRM include IBM, Mitsubishi, HTC, Agfa Healthcare, and Sennheiser. Non-profitRead MoreBank of Americas Mobile Banking Applications780 Words   |  3 PagesExecutive Summary- Bank of America (Bofa) is one of the leading creators of the mobile banking application, lately since the app has been created they have noticed that new features and platforms of the applications are starting to cause issues dealing with technical support and functions that the app possess such as viewing your mortgage or using rewards points. Jen McDonald who is the head of the digital marketing group decided one day that the company needed to go in a new direction so herselfRead MoreThe Banking Industry And Cloud Computing Essay1701 Words   |  7 PagesThe Banking Industry and Cloud Computing Banks are facing increased pressure to streamline their current processes and trim operating costs, while also responding to more demanding, digitally connected customers (Adams, 2012). Many banks are even looking at new technologies and IT delivery models such as cloud computing to help address these issues. Banks have many reasons to like the cloud, such as cost efficiency, standardization and consistency (Dragon, 2013). Banks are embracing the cloud moreRead MoreE Business : Application Of Software And Technology Essay914 Words   |  4 Pagesâ€Å"E-Business: Application of software and technology in selected Ethiopian Banks: Issues and challenges† is a scholarly journal published by International Journal of Computer Science Issues (IJCSI) on November 2011. It is written by Vijay, Bhaskar Reddy Muvva; Asefa, Tewdros Sisay. The main concern of this journal was the application of software towards the banking industry, especially in Ethiopia. According to (Nations Online Country World Wide), Ethiopia ranked the 10th in the â€Å"Third World CountriesRead MoreChallenge Faced by Bank Regulator and Supervisor1621 Words   |  7 Pageselectronic banking systems. Its not only provide the basic services like fund transfer and bill payments, but also doing the advance including provide the loan and card application. Electronic banking can define as the use of electronic delivery channels for banking products and services. Electronic banking services generally offered in two ways either traditional bank that is combine traditional and electronic delivery channels or virtual bank that operate entirely through electronic banking channelRead MoreCustomer Relationship Management ( Crm ) And Loyalty1523 Words   |  7 Pages†¢ Banking industry and financial institutions nowadays facing rapid change. Customer b ehaviour, retention, technology, regulatory compliance and competition from existed competitors and quick and innovative upcoming competitors are all in flow. †¢ Satisfying customer is the main key to address those issues. †¢ These customers expecting from banks to clarify their individual needs without incurring price premium. †¢ Banks must start now to access their customers to build better customer relationshipRead MoreThe Security Of E Banking1772 Words   |  8 PagesThe security of E-banking Razbongshi,Kazol American International University - Bangladesh kajalrajbongshi@gmail.com Abstract.Electronic banking plays an important role in our daily life to show how we interact with others and how we do business today. It is strong catalyst for business strategy and economic development of a country.Billions of information and data are transferring from one to another via the online banking. People can transaction money and pay bills without going to the bank. Because